State Farm® Insurance Agent Charlotte Mullins

"Everyone was very helpful and a pleasure to deal with in transitioning from a previous insurance company that we had had for over a decade. My family and I are very happy and we look forward to building a new relationship with Emma and State Farm."

"Went above and beyond. Emma Lewis is great to work with! Charlotte Mullins office is best around!"

"We have moved back to Morehead from Florida and Ada was more than just an agent. Any questions we had she either answered, researched, or directed us where to go. She was super relatable and made us feel comfortable with the transition. We in no way felt rushed or as if we were just a number and she made the changes immediately or offered to take care of the situation. We would recommend this agency."

"After continually dealing with rate increases from USAA, I decided to shop around for car insurance. I've had USAA for 16 years, since enlisting in the Army in 2008. I'm 49 and have zero accidents, tickets or other items that make someone a higher risk. I went online and did some quotes for all the big companies. However, my local Charlotte Mullins State Farm, had the best rates for the coverage I had and added towing and rental reimbursement, which I had to remove from my USAA policy because the rates were just so high. Emma reached out to me and helped me go over the coverages and rates. I met with her in the office and started my policy with her. It was literally just minutes. I went down $82/a month with more benefits. In today's economy, every dollar counts. I was pleasantly surprised at how much Emma helped me save! Everyone I interacted with in the office was extremely friendly and helpful. I look forward to many years with this team and highly suggest reaching out and checking to see if they can help you as they did me!! It's not very often you get more while paying less! But that's exactly what I got with my State Farm!"

"Just switched to State Farm due to home and auto savings. The agent I worked with was very professional and attentive."

"They were just great and helpful and professional, lovely people to talk to and understand, 👍"

"These girls are AMAZING!!! They made it so easy for me and already had everything waiting on me by the time I got to the door. All I had to do was lay and leave. Super easy, and super quick!! Plus they are so nice and make you feel like you’re right at home!!"

"Have to say one of the easiest insurance quotes we’ve ever gotten. If you don’t have State Farm I highly recommend ( Charlotte Mullins) in morehead ky she was amazing friendly as can be."

"Easy to do business with."

"Love those ladies!!"

"Great people to work with!!"

"Helpful staff."

"Bill keeps going up while being a good driver!"

"Excellent customer service!!"

"There always so nice!"

"Some of the best people in the business....was with Farm Bureau for 34 years, switched to State farm (Charlotte Mullins)... extremely satisfied."

"They get the job done"

"Great experience and good policies from the agents recommend to do more business with this team !"

"They have the BEST customer service! They are AMAZING and always so helpful and quick. Highly recommend this office :)"

"If you’re looking for an excellent insurance team, you can stop looking — you found them. The folks here are kind, helpful and fair. They took care of us so well after our car was recently totaled. They actually put us first and looked out for us, in contrast to the nameless/faceless overpriced insurance we had with the gecko for 20+ years. Charlotte and her team provide great service."

"State Farm has been so helpful. When I didn’t understand something they had no problem explaining things for me. They go above and beyond for their clients. They are great at getting back to you as soon as possible. Brooke has been a huge help over at State Farm as well."

"Charlotte and her staff are excellent. They're always helpful and always friendly. They go above and beyond to try and accommodate the needs of the people they serve. They're a great group and I appreciate the job they do. Thank you guys. You're awesome!"

"Excellent service and always a smile through the phone that you can feel! Excellent competitive rates !!!"

"Always there to help you and answer any questions you may have. Always patient, even though you may not always be nice. Always calls you right back when they say they're going to. Insurance is great. Affordable. Couldn't ask for any better. We've had Insurance there for years and wouldn't change a thing!"

"Great experience getting new insurance, very helpful and willing to help get the rite coverage for our family!"